Who does a Public Adjuster represent?

A Public Adjuster represents the insured, which means they work on behalf of individuals or businesses who have sustained damage and are seeking compensation from their insurance company. The main role of a Public Adjuster is to advocate for the policyholder by assessing the damages, documenting claims, and negotiating with the insurance company to ensure the insured receives a fair settlement. This representation is crucial, especially because the insured may not have the expertise or resources to navigate the claims process effectively on their own.

By focusing on the needs and interests of the insured, Public Adjusters help balance the power dynamics in the claims process, ensuring that policyholders are not at a disadvantage when dealing with the often complex and technical nature of insurance policies and claim procedures.