Which type of liability insurance is generally broader than business auto coverage?

Garage Liability is a type of insurance that provides broader coverage compared to typical business auto policies. This coverage is specifically designed for businesses that operate garages or service stations and includes protection against bodily injury and property damage arising from the operation of their business.

While business auto coverage primarily protects vehicles used for business purposes, Garage Liability extends beyond this by covering various aspects of the business operations, including those risks associated with the premises and services provided. This can encompass situations where customers' vehicles are damaged while in the care of the business, or accidents that occur on the business property.

In contrast, Motor Carrier Act Insurance primarily focuses on the transportation of goods by motor carriers, emphasizing liability related specifically to hauling freight. Garagekeepers Legal Liability insures against damage to customers’ vehicles while they are in the garage's custody but does not encompass the broader business operations. Trucker's Coverage serves a similar function to Motor Carrier Act Insurance but is specifically focused on the trucking industry and its unique liability concerns.

Thus, Garage Liability stands out as the type that encompasses a wider range of risks associated with the operational facets of a garage business, making it broader than standard business auto coverage.