Which section of the PAP deals with medical payments?

Part B of the Personal Automobile Policy (PAP) specifically addresses medical payments coverage. This section is designed to cover medical expenses for the insured and passengers in the insured vehicle, regardless of who is at fault in an accident. It provides reimbursement for necessary medical treatments, such as hospital stays, surgical procedures, and other appropriate care, occurring as a result of an automobile accident.

Understanding this coverage is essential for adjusters, as it helps establish the proper handling of medical claims related to car accidents. Adjusters must be familiar with the specifics of Part B to ensure that claimants receive the appropriate compensation for their medical expenses incurred from accidents. This knowledge contributes to proficient claims processing and aids in customer satisfaction.