Which coverage addresses liability related to products and completed operations?

Prepare for the Louisiana Automobile Adjusters License Exam. Study with flashcards and multiple-choice questions, each question includes hints and explanations. Ace your exam effortlessly!

The coverage that specifically addresses liability related to products and completed operations is Garage Liability. This type of insurance is designed to protect businesses from claims arising from bodily injury or property damage that occurs as a result of the products they sell or the work they’ve completed.

In the context of the automotive industry, Garage Liability is particularly important as it covers incidents that may occur after a service has been performed or after a product has been sold to a customer. For example, if a vehicle serviced at a garage malfunctioned due to repair-related errors, or if a part sold causes damage, Garage Liability is there to provide coverage and help cover legal costs or settlements.

The other options refer to different types of coverage. Comprehensive Coverage generally protects against non-collision-related damages, such as theft or weather-related incidents; the Trucker's Coverage Form specifically addresses the needs of trucking operations; and the LA Automobile Insurance Plan is designed to provide coverage for high-risk drivers who may not be able to obtain insurance through standard insurers. Each of these does not focus on liability related to products and completed operations, making Garage Liability the accurate choice for this coverage need.

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