What qualifies a vehicle as a Commercial Auto?

A vehicle qualifies as a Commercial Auto if it is designed for public road travel but is not classified as mobile equipment. This definition encompasses a broad category of vehicles that are utilized in business operations or for commercial purposes, ensuring they meet the structural and functional criteria intended for commercial use. A commercial vehicle might include anything from passenger vans to vehicles used for goods transportation, as long as they are specifically designed for use on public roads.

The reasoning behind this qualification is grounded in regulatory standards that distinguish between vehicles intended for personal use and those designated for commercial activities. By focusing on vehicles built primarily for public roadway use, the definition captures the essence of what constitutes a commercial vehicle in various business scenarios, which often involve transporting goods or personnel as part of business operations.

In contrast, a vehicle solely used for personal travel does not meet the criteria for commercial use. Similarly, while any vehicle owned by a business could potentially be a commercial vehicle, ownership alone does not determine classification; it must also meet the criteria regarding design and intended use. Additionally, limiting the definition strictly to trucks and vans used for deliveries does not encompass all types of commercial vehicles, which could include various other designs tailored for different business functions.