What is typically NOT included in the declarations of an insurance policy?

The declarations section of an insurance policy provides key information specific to the insured and the policy itself. This typically includes the insured's mailing address, the policy number, and the inception and expiration dates of the coverage. These elements are essential for identifying the insured party and clarifying the terms of the policy.

Insured's payment history, however, is generally not included in the declarations. This information pertains to the financial aspects of the insured's account with the insurer and is considered part of the underwriting and claims processes, rather than the policy declarations themselves. Declaring an insured party's payment history could lead to increased complexity and complicate the straightforward purpose of the declarations, which is primarily focused on stating what is covered, the insured party, and the specifics of the policy duration.