What is the definition of a loaner vehicle?

A loaner vehicle is defined as a vehicle that a sales or service dealer provides temporarily to customers when their own vehicle is undergoing repairs or servicing. This is specifically intended to keep the customer mobile during the time their vehicle is unavailable. The arrangement usually indicates that the loaner vehicle is part of the dealer's fleet and is offered to maintain customer satisfaction by minimizing inconvenience.

Options that reference vehicles provided by friends, vehicles owned for rental purposes, or vehicles insured for public use do not capture the essence of what a loaner vehicle represents in the context of automotive services. These options address different scenarios that do not align with the formal definition associated with repair or service dealerships, thereby clarifying why the choice about the dealer-provided vehicle is the most accurate and relevant.