What does Part E of the PAP require from insured drivers after an accident?

Part E of the Personal Auto Policy (PAP) specifically addresses the obligations of the insured driver after an accident occurs. One of the key requirements is for the insured to report the incident, which includes notifying the insurance company about the accident in a timely manner. This reporting is crucial as it allows the insurer to assess the claim and determine liability and coverage issues.

In the context of an accident, reporting the incident ensures that the insurer can begin the claims process, gather necessary information, and initiate any required investigations. By requiring this step, the policy helps streamline the claims process and assures that all parties involved handle the situation appropriately according to insurance guidelines.

While filing a claim and following up with law enforcement forms part of what an insured may need to do after an accident, those actions stem from the primary requirement to report the incident. Collecting witness statements, while potentially helpful, is not mandated by Part E of the PAP. Therefore, the focus is primarily on the duty to report the accident to the insurer.